The USI Life Sciences practice performed an analysis of a medical device company’s risk management program using our proprietary OMNI solutions engine, catastrophe modeling, and claim analytics. The program review identified an opportunity for a significant premium reduction by recommending a Deductible program for Workers’ Compensation based on favorable claim trends combined with an aggressive loss control service plan. In addition, upgraded Management Liability and Cyber policies with USI proprietary endorsements enhanced coverage compared to the base policy forms. USI’s analysis lowered premiums by 10% even with higher Flood, Earthquake, and Contingent Business Interruption limits and lower deductibles. The result was an 18% reduction in total cost of risk and more than $10,000,000 of additional insurance protection for the client.