USI Insurance Services - Public Health Emergencies USI Insurance Services - Public Health Emergencies

Helping Clients Prepare & Respond to Public Health Emergencies

Coronavirus Disease (COVID-19)

The costs associated with the outbreak of COVID-19 are mounting. Throughout the world, governments, businesses and individuals are taking action against the threat, and reality, of a pandemic event. The virus has already affected many organizations, causing business disruptions and supply chain issues. Still, despite warnings from the World Health Organization and other agencies, more companies need to take the necessary steps to prepare their employees and business continuity plans in advance to see themselves through a major crisis. The time to prepare is now.

USI has assembled the following resources, focused on risk preparedness & mitigation, and claims & coverage considerations, to help clients prepare and respond to a widespread public health emergency.


USI Coronavirus Update

COVID-19 is a respiratory illness first detected last December in Wuhan City, Hubei Province, China. It has since spread to countries across the globe. Common signs of infection include respiratory symptoms, fever, cough, shortness of breath and breathing difficulties, according to the World Health Organization. It can also lead to pneumonia, severe acute respiratory syndrome, kidney failure, and possible death. Significant business challenges can arise from outbreaks of the virus and/or attempts to control its spread.

Response and Risk Mitigation

In the event of pandemic influenza, businesses will play a key role in protecting employees’ health and limiting the spread and negative impact to the economy. USI has prepared the following documents to assist our clients with business continuity, employee safety and communications:

Property & Casualty and Personal Risk

Insurance coverage and claims considerations resulting from an influenza epidemic or influenza pandemic situation will require a close examination of all insurance policies in place. USI has prepared the following material, discussing how business insurance coverage may be affected, the insurance industry’s response to the situation, and steps you can take to prepare for the business impact of the virus:

Employee Benefits

As COVID-19 continues to spread across the U.S., employees are concerned about their health, medical coverage, and company leave policies. To reduce uncertainty and alleviate concerns, USI has prepared these helpful updates:

Retirement Consulting

During this period of economic uncertainty and market volatility, employers and employees are looking for guidance on how to plan and invest for retirement. To help manage these concerns, USI Consulting Group has created the following materials:

Travel Insurance and Travel Alerts

Many governmental agencies and companies are avoiding nonessential travel to high risk areas. The U.S. Department of State has issued a Level 4 Travel Advisory, asking people not to travel to China and other high-risk areas, as the rapidly spreading outbreak constitutes a Public Health Emergency of International Concern.

USI’s Emergency Preparedness Actions for Clients, Carriers, and Vendors

For additional information on USI’s COVID-19 business continuity planning efforts, please refer to the following summary of “USI’s Emergency Preparedness Actions for Clients, Carriers, and Vendors.”


Response and Risk Mitigation:

Guidance from the Centers for Disease Control and Prevention (CDC):

Guidance from Other Federal Agencies and Partners:

For more information about the Coronavirus and/or public health concerns, contact your local USI office or representative.

About USI Insurance Services

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 7,000 industry-leading professionals from approximately 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit or follow us on LinkedIn, Facebook or Twitter.

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