USI’s employee benefit team analyzed the ancillary benefit plan for a 1,200 life manufacturer with 8 locations throughout the United States. The client had converted from a fully-insured to self-funded medical and dental plan with their previous consultant and expressed concerns about higher than expected increases in their dental claims. USI discovered that the third-party dental network was not extensively reviewed during the self-funded conversion process and then created a comprehensive analysis of eight self-funded dental options and their respective networks. The analysis included: scope of network breadth and number of in-network dentists in each market; disruption versus current utilization; discounts by category of dental service by market; and re-pricing of prior 12 months claims under prospective networks to quantify the value of network discounts. Based on USI’s analysis, the client elected to replace the existing network, resulting in a larger number of participating providers and a reduction in expected cost of over $130,000 annually.