Real Estate Insurance & Risk Management Solutions

Building Solutions To Manage Risk for Owners, Developers and Managers

USI’s Real Estate team advises clients on general real estate business risks related to Property Coverage, General Liability, Umbrella/Excess Liability, Rental Income/Business Interruption, Management & Professional Services, Environmental Risks, Workers' Compensation, Automobile Liability, Cyber Risks, International Exposures and more.

USI's Real Estate Practice also offer a suite of specialty solutions and services geared to the specific needs of real estate professionals including:

  • Premier Properties, a USI Exclusive program for qualified habitational property and commercial real estate accounts*
  • ThreatSafe, a set of solutions addressing Terrorism, Active Assailant, Loss of Attraction, and other exposures*
  • Builders Risk Insurance, including the USI Exclusive Program for midsize property owners, developers and contractors*
  • Manuscript Property Wordings
  • LEED Compliance Coverage
  • Deductible Buy Back
  • Wrap-Ups including Wrap Portal – The USI exclusive Wrap-Up Administration Platform
  • Risk Control Services
  • Claims Management Services

* Proprietary and exclusive USI programs.

To analyze our clients' business issues and challenges, our Real Estate team leverages USI ONE®, a fundamentally different approach to risk management. USI ONE integrates proprietary business analytics with a network of local and national technical experts in a team based consultative planning process to evaluate the client’s risk profile and identify targeted solutions. Clients then receive tailored recommendations for improving their total cost of risk.

Experience the USI ONE Advantage® and learn how our Real Estate team can provide property owners, managers and developers with comprehensive, cost effective risk management and asset protection solutions. Email to learn more or contact your local USI office today.


During a new client’s account review, USI determined that their existing property coverage would only allow them 90 days to reach pre-loss occupancy levels. Further analysis showed that it would take the client at least nine months to re-lease the apartments if damaged and rebuilt. USI structured new coverage to include a 365 day Extended Period of Indemnity which pays for lost business income—substantially reducing the client’s gap in coverage and a potential loss of rental income equaling $375,000.


USI reviewed a new client’s property policy and determined the law and ordinance coverage was not adequate with a limit of only $250,000. The client indicated the building was not up to code and after a loss the city would require them to install an elevator and a sprinkler system at a cost of $1,000,000. USI’s analysis and successful negotiation provided $2,500,000 of law and ordinance coverage for the client, avoiding a potential $750,000 uncovered loss.

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Speak to a representative at your local USI office today!