A 470 employee Technology Company was facing an unmanageable 24% renewal increase after only one year with the carrier. USI’s underwriting and analytics team had a full reporting portfolio established which enabled the team to review and assimilate all available data from the prior and current carriers— seamlessly integrating prior and incumbent carriers’ claims data into a rolling 12 month analysis. An exhaustive review of claimants’ diagnosis and procedure codes revealed eight large claimants from the prior carrier whose conditions had improved dramatically. Further analysis review showed a dramatic decline in pharmacy claims due to removal of a high priced drug from incumbent carrier’s experience. USI established a renewal projection increase of only 9.2% based on a complete 12 months of claims, maximum large claim credits and an aggressive position relative to carrier retention. With USI’s knowledge of the client, our supporting data analysis and aggressive position, the carrier ultimately provided a revised renewal at an 11.4% increase—saving the client over $776,000 in renewal premium.