Insights & Guidance From USI Experts

Combat the continued increase in commercial auto liability insurance premiums with targeted risk control, where a loss analysis can identify trends to reduce the frequency and severity of claims – and help your organization lower its premiums.

Taking a strategic approach to your organization’s benefits offering can keep your plans competitive while helping you better manage operating costs.

Learn how different insurance policies and personal risk management strategies can help further protect your assets placed in trusts and LLCs.

Fiduciary training is critical to understanding your responsibilities to your organization and employees. Learn how knowing your fiduciary obligations can help mitigate risk for your organization.

For organizations looking to reduce total cost of risk, loss sensitive programs can be a great alternative to guaranteed cost structures.

Close HR technology gaps to streamline processes for less administrative workload, improved compliance, and better recruiting and retention.

Be proactive in an ever-tightening insurance market — and an environment where costly extreme weather events are increasing.

Understand how the many new requirements and enhancements affect your organization and plan participants.

Our expert insights on 2023’s most impactful trends and challenges across insurance lines and industries.

Navigate tough challenges in 2023 by staying on top of these trends in healthcare, compliance and benefits.

Premiums are rising and offerings are constricting — it’s time to review your insurance program.

Kick off the new year by marking your calendar with these key upcoming compliance requirements and deadlines that pertain to single-employer tax-qualified retirement plans.

Every industry faces specific workplace injury challenges. Take a deep dive into your industry’s top causes of loss, and best practices for solving them.

To ensure business growth amid inflation and recession concerns, make sure your compensation plans are competitive and reward desired sales behaviors.

Reduce costly insurance claims this winter by implementing these crucial safety tips.

The “FOR” process helps retirement plan sponsors fulfill fiduciary responsibilities and improve plan participant outcomes, while uncovering opportunities to reduce plan liabilities.

Every industry faces specific workplace injury challenges. Take a deep dive into your industry’s top causes of loss, and best practices for solving them.

Learn about resources that can help employers mitigate the challenges of inflation, higher employee expectations, and rising costs heading into the new year.

Learn how to avoid liability exposures for accidents that occur during and after an event you host.

Reap the benefits of a regular TDF review for your organization’s retirement plan — including mitigating fiduciary risk, reducing costs and improving benefits for your employees.

Thoroughly assess your organization’s risks with a cyber insurance expert, so you can come to the bargaining table understanding the coverage you actually need.

Learn about the major requirements of the Consolidated Appropriations Act, 2021, that are already in effect and pose significant compliance challenges.

Prepare your home for exposures caused by weather-related flooding, and learn the differences between federal and private flood insurance.

Cybersecurity must be a prime concern for your retirement plan’s data. Learn established best practices for recordkeepers and other service providers responsible for retirement-plan-related IT systems and data.

Improving your property risk management strategies can positively impact premium by 5% to 20%.

Having a clear view of what goes into your renewal could result in saving thousands of dollars in excess premium.

Maximize your coverage and avoid these common missteps that increase your insurance premium.

Consolidating retirement plan services with one provider can increase plan participation by 25% and reduce service costs by 30%.

For companies seeking to reduce costs, loss sensitive risk financing programs can be a great alternative to guaranteed cost structures.

Identify cost drivers and opportunities in your claims data, so you can make informed decisions on solutions that improve your employees’ health outcomes.

Take time to review important topics to reduce financial and emotional stress associated with your child’s experience at school.

Review your retirement program to ensure it aligns with your organization’s culture and objectives, is market-competitive and reduces employee benefit costs long-term.

To effectively manage risk, organizations must continually review and improve their third-party contract language and align terms with contractual obligations.

Employers seeking to provide attractive, cost-effective benefits can potentially save more than 30% with a successfully implemented RBP plan.

With the right preparation and support, you can enjoy traveling and stay safe this summer and beyond.

Plans can evolve today to meet the needs of employees who wish to roll over — or not roll over — their assets.

Learn what new and ongoing trends are impacting the property and casualty insurance market, and our experts’ insights for your organization’s industry, business size, geography, line of coverage and program structure.

Pharmacy expense is the fastest growing line item for most employer health plans. Reviewing an unmanaged pharmacy benefits manager (PBM) plan can produce savings of 15% to 25%.

Wildfires have become larger, more frequent and widespread across the U.S. Taking advantage of emerging technology may substantially increase your home’s likelihood of survival.

Finding the right retirement plan recordkeeper helps your employees improve their financial security — and offsets the financial impact of delayed retirement to your organization.

Organizations should act now and prepare for catastrophic events before the next disaster occurs. Is your business prepared?

Partially self-funded health plans can reduce the impact of rising healthcare costs on your organization.

Don’t leave coverage for personal valuables up to chance — learn how to best protect your collection.

Financial well-being programs that help employees reduce debt and save can also positively impact the organization’s bottom line.

Any organization that has employees driving on company business can benefit from having a fleet safety program focused on accident prevention and minimizing loss.

Alternative healthcare arrangements can increase employee access to care and engagement with providers — while reducing overall claims costs.

Personal assets in the name of a trust or an LLC are still at risk if not properly insured. Learn steps to protect these entities.

Retirement readiness affects more than just employees’ finances. When employees delay retirement, it can hurt the organization’s bottom line.