Insights & Guidance From USI Experts

As organizations use more third-party vendors, cyber threats are a top concern. Best practices can help mitigate and transfer these increased exposures.

Recent federal legislation aims to expand disclosures of revenue generation tactics used by pharmacy benefits managers.

These risk management strategies can safeguard your family and business from cyberattacks that cause financial harm.

Involved in a merger or an acquisition? Thorough due diligence of the target company’s retirement plan can identify potential costly risks and liabilities, compliance issues and other plan concerns.

The financial impact associated with environmental liabilities has increased due to stricter regulations, heightened public awareness, and the potential for legal actions.

Prioritizing your employees’ physical, mental and financial wellness needs can increase worker satisfaction and engagement.

Rather than taxpayers and policyholders paying for damages, there may be alternative ways to manage dangerous risks associated with extreme weather.

Organizations should consider applying these 10 best practices to maintain their retirement plans and mitigate fiduciary risk.

With rising inflation and increasing natural disasters, it's more important than ever to establish accurate valuations for your organization's assets to ensure appropriate coverage.

Understanding what goes into your renewal calculations could help save thousands of dollars on health plan premiums.

Reduce the financial and emotional stress associated with your child’s experience at school.

Help your organization negotiate and lower its retirement plan fees with a fiduciary expense reduction analysis.

Contract risks are increasing. Learn about the causes of this growing challenge and how to effectively mitigate these business exposures.

Reference-based pricing can reduce employer health plan spending by as much as 25%. Learn if this plan type is right for your organization.

Learn the biggest cost drivers for rising auto insurance premiums, and what methods you can use to offset these increases.

A benchmarking analysis can increase retirement plan participation, enhance employee recruitment, and keep workers on track to retire.

Our P&C insurance experts report the latest rates, discuss critical trends, and provide solutions to help you mitigate risk and manage costs. Take advantage of these critical insights to make the most of your next renewal.

Control prescription drug spending with a pharmacy contract analysis, which can produce savings of 15% to 25%.

Learn how liability coverage on your homeowner’s insurance policy helps protect you against lawsuits for injuries or damages that occur on your property.

Choosing the right retirement plan recordkeeper helps your employees receive the education and guidance they need to plan for a financially secure life after retirement.

With natural disasters on the rise, businesses should start protecting themselves before the next potential catastrophe happens. Learn how your organization can get prepared.

As healthcare costs continue to rise, alternative funding strategies can help employers control health plan spending and potentially reduce premiums.

As extreme weather events become more frequent, it’s critical to fully understand the property coverage on your homeowner’s insurance policy — to ensure your largest asset is adequately protected.

Financial stress can take a toll on your employees’ physical and mental health. Company-sponsored programs can help prepare workers for a financially secure and on-time retirement.

Learn the top executive and professional risks currently facing U.S. businesses, and how to mitigate your organization's exposure in the areas of D&O liability and employment practices liability.

Improving your organization’s population health can help you better manage costs and prevent future claims.

As hurricanes continue to increase in severity and billion-dollar disasters become more commonplace, new technologies are helping residents better protect their homes from extreme weather.

Updated guidance from the U.S. Department of Labor details the actions that employers must take to locate missing retirement plan participants and ensure they receive their benefits.

Combat the continued increase in commercial auto liability insurance premiums with targeted risk control, where a loss analysis can identify trends to reduce the frequency and severity of claims – and help your organization lower its premiums.

Taking a strategic approach to your organization’s benefits offering can keep your plans competitive while helping you better manage operating costs.

Learn how different insurance policies and personal risk management strategies can help further protect your assets placed in trusts and LLCs.

Fiduciary training is critical to understanding your responsibilities to your organization and employees. Learn how knowing your fiduciary obligations can help mitigate risk for your organization.

For organizations looking to reduce total cost of risk, loss sensitive programs can be a great alternative to guaranteed cost structures.

Close HR technology gaps to streamline processes for less administrative workload, improved compliance, and better recruiting and retention.

Be proactive in an ever-tightening insurance market — and an environment where costly extreme weather events are increasing.

Understand how the many new requirements and enhancements affect your organization and plan participants.