Every industry faces specific workplace injury challenges. Take a deep dive into your industry’s top causes of loss, and best practices for solving them.
Learn about resources that can help employers mitigate the challenges of inflation, higher employee expectations, and rising costs heading into the new year.
Reap the benefits of a regular TDF review for your organization’s retirement plan — including mitigating fiduciary risk, reducing costs and improving benefits for your employees.
Thoroughly assess your organization’s risks with a cyber insurance expert, so you can come to the bargaining table understanding the coverage you actually need.
Learn about the major requirements of the Consolidated Appropriations Act, 2021, that are already in effect and pose significant compliance challenges.
Cybersecurity must be a prime concern for your retirement plan’s data. Learn established best practices for recordkeepers and other service providers responsible for retirement-plan-related IT systems and data.
Identify cost drivers and opportunities in your claims data, so you can make informed decisions on solutions that improve your employees’ health outcomes.
Review your retirement program to ensure it aligns with your organization’s culture and objectives, is market-competitive and reduces employee benefit costs long-term.
To effectively manage risk, organizations must continually review and improve their third-party contract language and align terms with contractual obligations.
Learn what new and ongoing trends are impacting the property and casualty insurance market, and our experts’ insights for your organization’s industry, business size, geography, line of coverage and program structure.
Pharmacy expense is the fastest growing line item for most employer health plans. Reviewing an unmanaged pharmacy benefits manager (PBM) plan can produce savings of 15% to 25%.
Wildfires have become larger, more frequent and widespread across the U.S. Taking advantage of emerging technology may substantially increase your home’s likelihood of survival.
Finding the right retirement plan recordkeeper helps your employees improve their financial security — and offsets the financial impact of delayed retirement to your organization.
Any organization that has employees driving on company business can benefit from having a fleet safety program focused on accident prevention and minimizing loss.
Premiums continue to increase for certain commercial insurance lines, while coverage and terms are also becoming more restrictive. Learn how to take control of your insurance buying process to lower your organization’s total cost of risk.
During the Great Resignation, it’s important to understand if your benefits are competitive. Learn how benchmarking enables employers to make strategic decisions about benefits offerings to attract talent in the challenging job market.
While they’re fun, recreational vehicles can pose a host of risks — and homeowners policies may not provide coverage in the event of a loss. Fortunately, there are inexpensive recreation policies available to protect your assets and maximize wealth protection.
Do you have a retirement plan compliance checklist? If you think your organization doesn’t need one, think again. Review these common IRS and DOL compliance issues, and conduct a self-audit to help your organization company avoid future costs and liabilities.
All organizations are vulnerable to catastrophic events. By addressing gaps in coverage and ensuring proper valuation, full recovery from a disaster is possible.
After open enrollment is the best time to review benefits communication strategies, as they take time to develop. Here’s where to start and what to consider to boost employee engagement.
Even if nothing has changed with your retirement plan, you can still be audited. New tax laws, legislation and organizational restructuring all affect plans. A self-review can help you avoid added costs and liabilities in the future.
Get an in-depth look at the major industries and most impactful trends and challenges across insurance lines in 2022. Read our experts’ deep dive into what’s ahead for the commercial insurance market.
Learn what current and upcoming trends in healthcare, compliance and employee benefits are impacting employers the most — and get practical solutions to new and evolving challenges.
As the new year begins, it’s important to set aside time to review your personal insurance policies. Learn what areas may negatively impact your insurance, and what to do to protect yourself and your assets.
Bid farewell to a challenging 2021 and get ready for the new year by marking your calendar with important compliance requirements. Set your organization up for success with these key 2022 action items and deadlines.
Be ready for the challenges ahead: Review our most popular risk management articles from this past year that will continue to inform organizations well into 2022.
In 2021, several trends in HR, benefits and healthcare emerged as a result of the COVID-19 pandemic. Find out what employers should expect to continue throughout 2022.
The past year saw many issues impacting individual risk exposure. Learn the three personal risk topics our readers were most interested in, and recommendations on how to mitigate these common risks.
Since last year, social engineering attacks are occurring 15 times more frequently and are 179% more severe, with average losses for an organization nearly tripling to more than $326,000. Learn what social engineering is and specific ways to protect your business.
HR teams are being asked to take on more responsibilities, often with less support. Explore tools and resources HR can lean on to help manage its workload going forward.
Hosting a social gathering in your home? First, get familiar with the liability exposures associated with alcohol-related accidents, know whether your homeowners policy provides adequate coverage for these incidents, and put a plan in place.
Get details on the DOL’s FAQs that clarify the interim final rule implementing the Lifetime Income Disclosure requirement mandated under the SECURE Act. Additionally, learn which federally declared disaster areas are eligible for tax relief.
Claims account for approximately 60% of an organization’s total cost of risk (TCOR). Learn how proactive claims management can have a significant financial impact — up to a 30% reduction in premiums and/or actual claims dollars.
Organizations can save thousands of dollars by ensuring compliance in advance of an audit. With the current administration aiming to significantly boost DOL funding over the next decade, more audits could be on the horizon.
As the unpredictability of Mother Nature grows, learn how the insurance industry is responding and what you can do to protect yourself and minimize costly claims in this time of uncertainty.
Organizations spend over $50,000 per employee each year an employee delays retirement. Implementing strategies to better prepare the workforce for retirement can help offset the financial impact to the organization.
Effective risk control processes allow organizations to analyze and take control of the root causes of loss — and understand the risks that impact premium and cash flow.
COVID-19 is making health plan renewals more complex for employers. Learn what’s impacting your renewal increases and how to identify savings opportunities.
To help teens stay safe and enhance their success at college, families should discuss these common risks around health, cybersafety and financial security.
Record retention policies and practices are essential for retirement plan sponsors for multiple reasons. Determine which approach to retention is best for your plan.
To avoid massive uninsured losses, continually review and improve your third-party contract language, and ensure insurance policy terms are aligned with contractual obligations.
By handling your retirement plan’s powers of attorney appropriately, you can protect your plan and prevent time-consuming and expensive issues from occurring.
By leveraging analytics to determine your organization’s exposures and risk mitigation strategies, you can obtain favorable coverage and rates — even in this hard market.
Employers should review their existing benefits programs and employee population to gauge the impact these four trends may have on plan costs through 2022.
To help retirement plan sponsors understand the partial plan termination relief provided under the CAA, the IRS issued supplemental guidance in the form of five FAQs.
Retirement plan administration is performed mostly online. In the face of cyber threats, learn DOL recommendations for plan fiduciaries to protect plan assets and participant data.
Cyber risk is no longer an inconvenience for companies — it’s a balance sheet issue. Learn why it’s imperative to procure proper insurance coverage and align cyber resources.
Multimillion-dollar lawsuits can happen to anyone, and are among the biggest risks to financial health. Personal excess liability insurance is critical to protecting your assets and financial standing.
New rules expand eligibility for long-term part-time employees to enter 401(k) plans. Learn the new requirements and next steps that employers can implement.
Learn the new retirement plan rules, including partial plan termination relief and disaster relief provisions, of the Consolidated Appropriations Act, 2021.
Actions that could help your plan participants double their savings rate and increase their average account balance by up to 50% — all in the first year.
