Insights & Guidance From USI Experts

Claims account for approximately 60% of an organization’s total cost of risk (TCOR). Learn how proactive claims management can have a significant financial impact — up to a 30% reduction in premiums and/or actual claims dollars.

Organizations can save thousands of dollars by ensuring compliance in advance of an audit. With the current administration aiming to significantly boost DOL funding over the next decade, more audits could be on the horizon.

As the unpredictability of Mother Nature grows, learn how the insurance industry is responding and what you can do to protect yourself and minimize costly claims in this time of uncertainty.

Organizations spend over $50,000 per employee each year an employee delays retirement. Implementing strategies to better prepare the workforce for retirement can help offset the financial impact to the organization.

Effective risk control processes allow organizations to analyze and take control of the root causes of loss— and understand the risks that impact premium and cash flow.

COVID-19 is making health plan renewals more complex for employers. Learn what’s impacting your renewal increases and how to identify savings opportunities.

To help teens stay safe and enhance their success at college, families should discuss these common risks around health, cybersafety and financial security.

Record retention policies and practices are essential for retirement plan sponsors for multiple reasons. Determine which approach to retention is best for your plan.

To avoid massive uninsured losses, continually review and improve your third-party contract language, and ensure insurance policy terms are aligned with contractual obligations.

Reference-based pricing can dramatically reduce healthcare spend by as much as 30%. Learn if this plan type is right for your organization.

Review safety, health, liability and financial risks with teens to reduce the financial impact and emotional toll of new college experiences.

By handling your retirement plan’s powers of attorney appropriately, you can protect your plan and prevent time-consuming and expensive issues from occurring.

By leveraging analytics to determine your organization’s exposures and risk mitigation strategies, you can obtain favorable coverage and rates — even in this hard market.

Employers should review their existing benefits programs and employee population to gauge the impact these four trends may have on plan costs through 2022.

Properly insuring your home is more important than ever given the pandemic’s impact on lumber and construction.

To help retirement plan sponsors understand the partial plan termination relief provided under the CAA, the IRS issued supplemental guidance in the form of five FAQs.

Get expert analysis on challenges, industry trends and solutions for organizations across the P&C market.

Learn the many benefits organizations gain when they self-fund health plans, including flexibility, transparency and savings.

2021 is predicted to be another highly active hurricane season. Keep your property and family safe with these loss control and mitigation measures.

Retirement plan administration is performed mostly online. In the face of cyber threats, learn DOL recommendations for plan fiduciaries to protect plan assets and participant data.

Cyber risk is no longer an inconvenience for companies — it’s a balance sheet issue. Learn why it’s imperative to procure proper insurance coverage and align cyber resources.

In-depth claims analytics can identify the issues driving up your benefit costs and lead to targeted solutions.

With a few basic but fundamental preparations, stay safe and reduce your risk while you’re out on the water this year.

Understand how recent rule changes may impact plan participants and affect fiduciary duties.

Reduce your organization’s total cost of risk by integrating claims management, risk control and analytics into one comprehensive, seamless process.

Gain control over your pharmacy program costs with best practices for PBM contract improvement and negotiation.

Multimillion-dollar lawsuits can happen to anyone, and are among the biggest risks to financial health. Personal excess liability insurance is critical to protecting your assets and financial standing.

New rules expand eligibility for long-term part-time employees to enter 401(k) plans. Learn the new requirements and next steps that employers can implement.

Understand the employment-related liability and compliance issues of instituting a company vaccination policy.

The best organizations attract top talent with competitive benefits. Learn about the largest benefits benchmarking study to see how you compare.

Non-weather water damage costs insurers and policyholders billions of dollars in losses. Learn how to prevent it from happening in your home.

New best practices from the U.S. DOL provide guidance to ensure eligible retirement plan participants receive their benefits.

How to understand and minimize any negative effect the pandemic has had on your business’s insurance coverage.

Best practices and insights for employers on current regulatory health care plan issues and policies.

Actions to ensure that your valuables are covered in the event of loss or theft — critically important in today’s volatile market.

Learn the new retirement plan rules, including partial plan termination relief and disaster relief provisions, of the Consolidated Appropriations Act, 2021.

How your business can lessen the effects of the most sustained hard insurance market since the 1980s.

Advantages of virtual enrollment gleaned from the pandemic — and how to capitalize on them.

Do these things now to be safer on the internet when working at home.

Actions that could help your plan participants double their savings rate and increase their average account balance by up to 50% — all in the first year.