Public Entity Insurance
Protecting Public Entities and School Districts
USI understands the unique challenges of designing, implementing and managing an effective risk management strategy for public officials who are tasked with protecting public assets against ever growing liability and property exposures. All of these responsibilities are compounded by an increasingly complex regulatory environment and shrinking budgets. USI has worked with hundreds of municipalities that face these challenges every day.
USI’s Public Entity Practice serves state and local municipalities, utilities, public school districts, transit authorities, fire/police/emergency responders and parishes. We advise public entity clients on existing and emerging exposures addressed through customized Workers’ Compensation, General Liability, Public Officials Liability, Environmental Liability, Automobile Liability, Law Enforcement Liability, School Board Liability, Umbrella/Excess Liability, Cyber Liability,* Crime, Surety/Bonds and Builder’s Risk Insurance.*
*Proprietary and exclusive USI programs.
USI’s Public Entity Practice also offers specialty services, including:
- Management & Professional Services
- Volunteer Liability Exposure Consultation, including PTO/PTA’s/Booster Clubs
- Budget Preparation and Premium Allocation Services
- Safety 911
(Expert staffed call center services for answering safety questions)
- Experience Mod Review and Analysis
- Loss Forecasting and Risk Control Services
- Claims Management Services
- Contract Review and Insurance Policy Compliance
- Catastrophic Modeling
To analyze our clients' business issues and challenges, our Public Entity team leverages USI ONE®, a fundamentally different approach to risk management. USI ONE integrates proprietary business analytics with a network of local and national technical experts in a team based consultative planning process to evaluate the client’s risk profile and identify targeted solutions. Clients then receive tailored recommendations for improving their total cost of risk.
Experience the USI ONE Advantage® and learn how our Public Entity Practice can help manage the risks of public sector organizations, providing greater protection and cost control. Email PCsolutions@usi.com to learn more or contact your local USI office today.