Social Services & Non-Profit Insurance
Risk Management Solutions Protecting Human & Social Services Organizations
USI’s Human & Social Services Practice delivers leading risk management solutions for a variety of state and private agencies focused on support services for people with developmental disabilities, physical disabilities, mental illness, substance abuse/addiction as well as homeless or low income populations, individuals who are incarcerated or just released and people with certain health needs. Our clients include shelters, residential care facilities, welfare organizations, community programs and many more mission driven organizations.
The risks facing social service agencies are complex, and require careful cost control and accountability. USI advises clients in the Human & Social Services industry in managing business risks related to Property, Business Income / Extra Expense, Crime, General Liability, Professional Liability, Abuse or Molestation, Automobile, Umbrella / Excess Liability, Workers' Compensation, Directors and Officers, Employment Related Practices, Workplace Violence, Cyber Liability and Claims and Risk Control.
USI’s Human & Social Services Practice also offers specialty services including:
- Alternative Risk Financing Options
- Experience Modification Review and Analysis
- Loss Forecasting
- Limits Benchmarking
- Liability and Automobile Frequency and Loss Ratio Benchmarking
- Contract Review and Insurance Policy Compliance
- Certificate Review
- Catastrophic Modeling/CAT Facility*, a proprietary USI program for creating pricing and coverage stability for catastrophic risk exposures
* Proprietary and exclusive USI programs.
USI is proud to be the primary broker for The Captive Advantage program, the only known traditionally fronted Captive Program for the Human and Social Services Industry in the United States.
To analyze our clients' business issues and challenges, our Human & Social Services team leverages USI ONE®, a fundamentally different approach to risk management. USI ONE integrates proprietary business analytics with a network of local and national technical experts in a team based consultative planning process to evaluate the client’s risk profile and identify targeted solutions. Clients then receive tailored recommendations for improving their total cost of risk.
Experience the USI ONE Advantage® and let USI’s Human and Social Services team provide the expertise you need to protect your business, so you can focus on your mission. Email PCsolutions@usi.com to learn more or contact your local USI office today.