USI’s 2022 Commercial P&C Market Outlook Mid-Year Addendum

Insurance market rate trends, challenges and solutions

The usual challenges continue to impact the P&C insurance market, such as natural disasters, cyber risks, litigation, and changes in the law. Developing trends are also fighting for center stage, including those involving the ongoing supply chain crisis, the conflict in Ukraine, and environmental, social and governance (ESG) issues. These challenges will require insurance buyers to prepare for technical and focused underwriting and complete detailed, comprehensive, and well-organized submissions.

Any trend discussed in this report will affect some organizations more than others, and few solutions will work universally — across all industries, size of business, geography, line of coverage and program structure. That’s why we feature insights from our national practice leaders and industry experts in our 2022 Mid-Year Commercial Property & Casualty Market Outlook. Organizations can improve their quality of risk to differentiate themselves to the insurance marketplace — and position themselves to receive favorable outcomes.

We also continue to provide Historical Rate Index Charts for major lines of coverage. The charts provide a more comprehensive look at how rates are trending from 2018 to present day.

About USI Insurance Services

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,000 industry-leading professionals across more than 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and expertise, and enterprise-wide collaboration to deliver customized results with positive, bottom line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit or follow us on LinkedIn, Facebook, or Twitter.

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