2025 Commercial Property & Casualty Market Outlook Addendum

Insurance market rate trends, challenges and solutions

This update provides a snapshot of current market dynamics, our outlook for the remainder of 2025, and key industry shifts since the release of our January 2025 Commercial Property & Casualty Market Outlook. The “How USI Can Help” sections outline actionable strategies to help your organization navigate and capitalize on insurance market opportunities. We’re excited to support your continued success throughout this year and beyond.

In addition, we have updated the Historical Rate Index Charts for key lines of coverage. These charts offer a comprehensive perspective on the trajectory of rates from 2018 to the present day.