Personal Risk Insights
Traveling in 2025? Tips to Staying Safe and Secure
AUGUST 5, 2025
In 2025, safety has become the cornerstone of travel for Americans navigating a rapidly evolving global landscape. From health-conscious itineraries to destinations with robust security infrastructure, travelers are prioritizing peace of mind alongside adventure.
Enhanced travel technologies, real-time safety alerts, and comprehensive insurance options are empowering Americans to explore the world with greater confidence. Whether journeying domestically or abroad, today’s traveler is more informed, prepared, and proactive than ever before. This article explores how safety is shaping travel decisions in 2025 — and the tools helping to provide Americans a secure experience.
Traveling Abroad
Before setting out on any international trip, it’s essential to understand the security landscape of your destination and stay informed about any emerging crises. Check local news and review travel advisories on the U.S. Department of State website. To minimize potential risks during your trip, travel experts advise to maintain a low profile, avoid political conversations, and keep up with local news and official advisories.
If you’re visiting high-risk regions, it’s strongly recommended to enroll in the U.S. State Department’s Smart Traveler Enrollment Program (STEP). This free service provides travelers with real-time safety updates and helps the nearest U.S. embassy or consulate contact you in case of an emergency.
Additionally, several mobile apps (Sitata or SmartTraveler) and online platforms (GlobalRescue.com or GlobalTravelAdvisories.com) offer up-to-date security alerts, travel advisories, and location-based safety tips to help travelers make informed decisions on the go.1
Travel in the United States
The U.S. Department of Homeland Security issued a National Terrorism Advisory System (NTAS) Bulletin on June 22, 2025, warning of a heightened threat environment across the country. In response, major metropolitan areas such as New York and Houston have significantly increased security measures to safeguard residents, tourists, critical infrastructure, and sensitive locations.
While federal officials emphasize that there are no specific or credible threats currently, they caution that the risk of retaliatory actions, domestic extremism, and cybercrime has grown. The bulletin underscores concerns about potential cyberattacks, anti-Semitic or anti-Israel violence, and threats directed at U.S. government officials, with authorities also remaining vigilant for violence inspired by foreign terrorist groups.
Despite these concerns, there is encouraging news for those planning to vacation within the U.S. this year. Traveler safety has improved notably in 2025, thanks to several proactive measures, including enhanced police presence in popular tourist areas, expanded use of public surveillance cameras, upgraded emergency response systems, improved lighting and infrastructure in previously high-risk zones, and strengthened hotel security protocols — all contributing to a safer and more reassuring travel experience.2
Travel Insurance
Before embarking on any trip, it’s wise to consider purchasing comprehensive travel insurance. Standard travel insurance typically covers trip delays, interruptions, lost or delayed baggage, and certain medical expenses. However, coverage varies widely, so it’s essential to review each policy’s benefits and exclusions carefully.
For travelers booking in advance, selecting a policy that includes trip cancellation coverage is especially important. Many insurers now offer “Cancel for Any Reason” (CFAR) plans, which allow you to cancel your trip for reasons not covered in the policy and receive partial reimbursement — ideal in today’s unpredictable global climate.
Some insurers also offer critical security services as part of a comprehensive evacuation policy. These may include access to private security firms that can assist with in-country logistics or emergency extraction — even without a government-issued evacuation order. This type of coverage can be invaluable in rapidly evolving situations. USI offers travel insurance options to fit a variety of trip types, coverage needs and budgets. Find the right plan for you at https://www.travelinsure.com/.
Still wondering if it’s safe to travel? The answer depends on your destination and personal risk tolerance. Travel to active conflict zones — such as Iran, Israel, or neighboring regions — is strongly discouraged.3 For destinations across Europe, Asia, or Latin America, official guidance from agencies such as the U.S. Department of State generally indicates that maintaining awareness of local conditions and exercising prudent caution may suffice to ensure a safe travel experience.
Kidnap and Ransom Insurance
Kidnap and ransom (K&R) insurance offers financial protection and expert crisis support in the event of kidnapping, extortion, or related threats. It helps individuals and organizations manage the wide range of risks and costs associated with such incidents, with immediate access to crisis professionals.
Key coverage includes:
- Ransom reimbursement – Covers ransom payments
- Crisis management – Access to expert consultants
- Legal & medical costs – Includes legal fees, medical care, and counseling
- Emergency evacuation – Covers political evacuation and repatriation
K&R insurance is ideal for:
- Multinational companies
- NGOs and aid workers
- Travelers to high-risk regions
How USI Can Help
USI’s personal risk team has helped thousands of travelers minimize the financial impact and stress of travel disasters. Our team understands traveling can be complicated, but with proper preparation and expert support, you can stay safe and enjoy wherever your journey takes you. To discuss how to minimize travel-related risks in today’s challenging times, please contact us at personalriskservice@usi.com.
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