Reduce Liability, Insurance Premiums and Claims Costs With Targeted Risk Control

NOVEMBER 1, 2022

The top 10 causes of workplace injuries cost U.S. businesses more than $1 billion a week, with total injuries costing more than $58 billion every year, according to the 2022 Liberty Mutual Workplace Safety Index (WSI). The Occupational Safety and Health Administration’s (OSHA's) Injury Estimator shows that a single strain injury today costs the employer $52,963 directly and $58,259 indirectly (from missed time, training, etc.).

As employers know, most of these injuries are preventable. Perhaps less well-known is that a targeted risk control process can reduce insurance premiums by up to 30%, by focusing on claims and cost drivers. 

However, what works for one company or industry may not work for another. The causes of injuries and other cost drivers can vary drastically. Below, take a closer look at the biggest challenges across specific industries and best practices for solving them.

• Manufacturing & Distribution
• Transportation
• Construction
• Real Estate
• Healthcare
• Agriculture
• Public Entity & Higher Education

By applying these disciplines, USI can help you identify and implement effective, long-term risk management strategies and solutions. To learn more about the risk management services available through USI, contact your USI consultant or