Learn how pre-underwriting risks, strategically crafting market requests, and using data-driven insights to negotiate with carriers can help reduce insurance costs and improve coverage.
Employers frequently overpay for health plan renewals due to inflated assumptions and other hidden costs. USI’s comprehensive underwriting review helps employers uncover embedded sources of carrier revenue and secure a fair, transparent renewal.
Living in an HOA community has its perks, but it can also come with steep financial risks. It’s crucial to proactively protect your finances in the event of a loss assessment.
As retirement plan complexity grows and fiduciary liability increases, employers are turning to total retirement outsourcing (TRO) to simplify plan management and gain more value from their benefits investment. Learn the advantages and risks.
The expansion of provider networks has lessened the value of PPO health plans over time. To better manage benefits spending, more employers are turning to alternative models like value-based networks.
Safety has become the cornerstone of travel amid a rapidly evolving global landscape. New technologies, real-time safety alerts, and comprehensive insurance options can help you travel with greater confidence.
Rising cancer rates and healthcare costs are driving employer health plan spending. A comprehensive cancer management strategy can help improve member outcomes and control costs.
Preparing for college can be overwhelming, but proactive planning around safety, health, and financial risks can ease the transition for students and their families.
When retirement plan fiduciaries have limited experience and lack awareness of their responsibilities, they can increase the organization’s litigation risk.
In this supplement to our January market outlook, our experts update the insurance market trends that have changed over the past six months, report the state of our current markets, and forecast important developments that are starting to emerge.
Insurance fraud is a pervasive problem impacting individuals, businesses and insurance companies. Learn the various types of fraud, the financial impacts, and tips for how to protect yourself.
Learn three crucial steps for effectively adjusting third-party contracts to safeguard your organization against potential liabilities and financial losses.
Exploding demand for GLP-1 medications has driven up pharmacy costs for employers, necessitating innovative strategies to balance health plan expenses and employee wellness.
As flood continues to be one of the costliest natural disasters in the U.S., homeowners need to know their risk and proactively take steps to manage it.
Organizations spend over $50,000 per employee each year an employee delays retirement. Make sure your workforce is prepared for retirement to help offset the financial impact to the organization.
A well-crafted communication strategy can help employees understand and appreciate their benefits, making them more likely to stay with the organization.
Learn how benchmarking technology can help you compare your insurance programs to similar organizations, enabling you to make informed decisions and optimize your coverage.
Understanding the overall value of the benefits you offer can help you keep your plans competitive and make strategic, cost-effective decisions for your organization.
If you serve as a trustee, personal representative, attorney-in-fact, guardian, or conservator, it’s crucial to understand the personal liability exposure your role creates.
Our experts’ in-depth analysis helps you stay abreast of the latest industry trends, secure optimal coverage and pricing, and address your most critical insurance and risk management challenges.
USI’s benefits, HR, and compliance solutions can help organizations effectively manage time-consuming responsibilities and focus on strategic activities.
Choosing the right retirement plan recordkeeper helps your employees receive the education and guidance they need to plan for a financially secure life after retirement.
